The New Generation Of Banging Hardtechno
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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Author</th> <th class="thCornerR">Message</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>fidk9tec5xn</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/subSilver/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Posted: Sun 7:26, 03 Apr 2011<span class="gen"> </span> Post subject: Coach Satchel Adverse Action Notic Coach Satchel B</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody"><a href="http://www.cheapcoachere.com/coach-satchel-bags" target="_blank" class="postlink">Coach Satchel Bag</a> <br />tion 615(a) of the FCRA requires landlords, when they take an "adverse action" against a rental applicant based in any way on a "consumer report" from a "consumer reporting agency," to provide an adverse action notice to that consumer. <br />A "consumer report" from a "consumer reporting agency" is not only a credit report provided by a credit bureau but also any report of the applicant's rental history procured from prior landlords or housing court records as provided by a tenant screening service. <br />In particular, the law requires landlords to provide rental applicants with a notice that <br />(1) informs them about the adverse action <br />(2) identifies the consumer reporting agency (CRA) that provided the report that contributed to the landlord's action <br />(3) states that the CRA did not make the rejecting decision and cannot explain the reason for rejection <br />(4) specifies the consumers rights under the FCRA. <br />Adverse action includes not only a landlord's denial of a rental application, but also any action by the landlord that imposes a burden not required of all tenants -- such as requiring a co-signer on the lease, requiring a larger deposit, or increasing the tenant's rent or deposit to a higher amount. <br />The adverse action notice is required even if the information in the consumer report was not the primary reason for the adverse action. <br />There can be situations where the landlord is not required to send an adverse action notice. When verifying personal, employment <a href="http://www.cheapcoachere.com/coach-satchel-bags" target="_blank" class="postlink">Coach Satchel</a>, or previous housing references <a href="http://www.cheapcoachere.com/coach-baby-handbags" target="_blank" class="postlink">Baby Handbags clearance</a>, if the landlord or the landlords employee directly performs the verifications, the verification is not covered by the Act. If the landlord employs a tenant screening service to provide such verifications, the Act would apply. Landlords should also check to make sure of their states requirements. <br />No adverse action occurs in a transaction when the landlord makes a counteroffer that is accepted by the applicant. As an example, the landlord offers to rent the unit to the applicant if the applicant will provide a co-signor and the applicant agrees to do so.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/subSilver/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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